Grants are a popular option when attempting to finance fertility treatment. You can find grants for fertility treatment, medication, and adoption expenses. There is usually an administrative fee for your application and be sure to read the fine print as there may be limitations on where you need to have your treatment or the grant may not cover all expenses. Still, they are an excellent option to consider if you are unable to fund treatment on your own.

Infertility Treatment Grants

AGC Scholarship Foundation
AGC Scholarship Foundation is nonprofit group committed to providing both advocacy and financial support for those struggling with infertility in the United States.  The AGC Hope Scholarship will give couples who do not have the financial resources to pay for infertility treatments the opportunity to fulfill their dream of becoming parents.

Eligibility:  Patients must facing infertility within the United States. 

Application Process:  Applicants will be asked to complete a confidential application describing their infertility history, personal situation, and financial need.  Application deadlines are typically in the Spring and Fall.

The Angels of Hope Foundation
The Angels of Hope Foundation dispenses its Creating Miracles Grant to financially burdened couples in Illinois who need fertility treatments to conceive a child.

Eligibility: In order to be selected, applicants must be legally married residents who live within 24 miles of Morris, IL.

Applicants must have little or no insurance coverage and no children living in their home. Preference is given to couples early on in their fertility treatments who have likelihood for a successful outcome, as indicated by medical reports.

Application Process: Interested applicants must complete an application and include a letter from their doctor, a medical records release, and a financial statement.

BabyQuest Foundation

BabyQuest Foundation is a non-profit organization whose goal is to grant financial assistance to those who cannot afford infertility treatments such as IUI, IVF, egg donation, and surrogacy. Applications are accepted from heterosexual, same sex couples, and singles.

Eligibility: Applicants may reside anywhere in the United States. They must demonstrate financial need and submit required medical documentation. Applicants must demonstrate overall good physical and mental health, be under the age of 40, and meet the definition of infertility as deemed by the American Society of Reproductive Medicine.  In addition, applicants need to show financial stability including basic health insurance for mother/prenatal care, adequate living arrangements and means for child support. 

Application Process: Grants, are to be awarded twice in 2016.  Application deadlines are May 25, and November 10 and may be used at the recipient’s fertility clinic of choice in the U.S.  The application is available on the BabyQuest Foundation website.

The Kyle and Samantha Busch Bundle of Joy Fund
The Kyle & Samantha Busch Bundle of Joy Fund is a monetary award for in-need families struggling with infertility.  These funds will assist with the costs associated with infertility treatment through the REACH Clinic of Charlotte.

Eligibility:  Applicants MUST have a diagnosis of infertility from the REACH Clinic of Charlotte.  Applicants MUST be a legal permanent US resident in North Carolina.  There are no other restrictions.

Application Process:  All applications may be obtained and submitted through the REACH Clinic of Charlotte after an initial consultation. REACH Clinic of Charlotte, 1524 E Morehead St, Charlotte, NC 28207, Phone: 704-343-3400 Website:

The Cade Foundation
Since 2004, the Cade Foundation has helped couples by providing grants to those struggling with infertility. The grant provides up to $10,000 per funded family to help with costs of domestic adoption and medical fertility treatment.  The number of applications funded as well as the amount of funding depends on the success of the Cade Foundation’s fundraising activities.

Eligibility: In order to be eligible, applicants must have documented infertility, be legal, permanent residents of the United States, and submit the grant application with the $50 processing fee.

Application Process: The two-part application must also include a detailed plan on how the applicants will contribute financially to their fertility treatments. Completed applications are due on February 1 and July 1 of 2016.

The Family Formation Charitable Trust
The American Academy of Adoption Attorney’s Family Formation Charitable Trust provides financial assistance to those individuals and nonprofit organizations seeking to build families through adoption and assisted reproductive technology.  Grants will range from $500.00 to $2,000.00.  Application submission deadlines are September 1 and March 1 of each year.  The application process is open to individuals, or couples, seeking to build their family through adoption or assisted reproduction.  At least one prospective parent in a relationship will be required to be a United States citizen. There is a $25 application fee, payable by check.

The Fertility Foundation of Texas
Fertility Foundation of Texas awards grants up to $12,000 (as funds permit) to Central Texas (Waco to San Antonio) residents that can be used toward fertility treatment through any SART clinic in the United States. Payments will be made directly to the provider on behalf of the patient.** Applications are reviewed twice a year (December and June).  Applicants are asked to submit application with support documentation including a Signed Treating Physician form.  Visit their website to learn qualifications and grant limitations. 

Footsteps for Fertility Foundation
Grants through Footsteps for Fertility Foundation are either, $5,000 each or less grants depending on the cost of your required treatment or in kind donated services from Clinical Partners.  There are two types of grant recipients.
1. Grants are awarded by random selection following a 5K-race event.
2.  They also offer a National Application where applications are due by November 21st, 2015.

National Grants will be awarded by random selection and announced one week later via social media. All applicants will also be notified by email.  Visit their website for details on qualifications and how you can register for 5K events.

Hasidah is the voice of hope and compassion that raises awareness of infertility, connects people to support resources, and reduces financial barriers to treatment in the Jewish community. We are currently providing financial assistance for IVF in Northern California and Ohio and are growing our grant and loan programs. Applications are accepted on a limited basis. Please see their website or call 415.323.3226 for more information.

INCIID IVF Scholarships
Each year, the InterNational Council on Infertility Information Dissemination offers a national scholarship program designed to help couples who cannot afford IVF fertility treatments on their own. With this program, respected fertility clinics from across the United States donate their state-of-the art facilities and services to needy couples. The program covers most of the basic IVF costs. 

Eligibility: Before couples can become eligible, they must register with the INCIID community and donate at an annual rate of $55 or more. Applicants must meet the criteria for infertility as defined by the American Society for Reproductive Medicine, and must demonstrate financial need. While some kind of medical coverage is preferable, it cannot cover IVF treatment.

Application Process: Each application is kept on file for two years. Those selected to receive the donated treatment partner with INCIID and have a small fundraising requirement. Scholarships are reviewed monthly. Deadlines are the last working day of each month.

JFCS Fertility Fund: A Gift From the Heart

Jewish Family and Children’s Service of Greater Philadelphia (JFCS) has a fund to help individuals and families who are confronted with infertility and the financial burden of fertility treatments that are not covered by insurance.  To learn about the qualifications and how to apply call 866.JFCS.NOW or visit  

Journey to Parenthood
Journey to Parenthood helps couples and individuals dealing with infertility achieve their dreams of becoming parents by providing financial and emotional support along their journey, as well as to provide education and resources.  Grants awarded are up to $10,000. 

Eligibility:  Applicants need to be a U.S. Citizen residing in the U.S. and must be treated by a Reproductive Endocrinologist and Infertility Specialist (REI) in the United States. They must be able to demonstrate that they can provide a stable home environment for the child while demonstrating that there is a significant financial obstacles and need financial assistance with building their family.

Application Process: Go to their website for more information or to download and application. 

Kevin J. Lederer Life Foundation
The Life Foundation is a non-profit organization with a mission to promote health and alleviate mental and physical distress of individuals and couples diagnosed with infertility through education and financial assistance grants. The foundation is offering Life Grants which can provide up to $10,000 to cover the cost of assisted reproductive technology, adoption, or third party reproduction.  

Eligibility:  Reside in Illinois, Indiana or Wisconsin.  Applicants residing in Illinois, Indiana or Wisconsin must have a diagnosis of infertility certified by a medical provider, with the exception of applicants who are single, or part of a same sex couple

Application Process:  Individuals seeking financial assistance are required to submit an application explaining the specifics of their situation and identifying their financial needs.

New York State Infertility Demonstration Program (New York DOH IVF grants)
New York created a series of grants to reduce the cost of fertility treatments. This program works with New York fertility clinics signed up for this program, to defray the costs off treatment. Depending on household income, patients receive a discount of 2.5% to 97.5% off their treatment costs. Patients apply through their participating clinic.  Other requirements include patient’s must be a resident of New York, be between ages 21 – 44, have health insurance (not Medicare, etc.) and below a specific income threshold.  For additional information contact visit their website, email: or call Phone: (518) 474-1911. Here is a list of clinics that participate in the program.

Parental Hope

Parental Hope is a 501(c)(3) organization dedicated to raising awareness about infertility, providing emotional support to those battling infertility through support groups and providing financial support to couples battling infertility through the Parental Hope Family Grant. To learn more about the qualifications and how to apply visit their website today.  Application Deadline: September 1, 2016

Pay-It-Forward Foundation
The Pay-It-Forward Foundation helps couples in North Carolina who are struggling with infertility afford additional fertility treatments if past procedures have failed. This foundation helps couples who cannot afford treatments like IVF, donor egg IVF, and embryo adoption, military personnel who want to preserve fertility before deployment, or cancer patients who want to preserve fertility before treatments such as radiation or chemotherapy.

Eligibility: In order to be considered for a grant, couples must complete the application, write a detailed history about fertility issues, provide a letter from their doctor describing past fertility treatments, include proof of income with documentation, and allow the foundation to share their story with media personnel if they are selected.

Application Process: There are several opportunities to submit applications each year. Review of applications take place approximately six weeks after each application deadline.  

Sparkles of Life
Sparkles of Life, Inc., is a Texas-based non-profit organization dedicated to supporting families on their paths to parenthood, including educating and supporting women through the IVF process. The organization’s Garden of Life Grant will help cover the costs of IVF for five couples each year.

Eligibility: The Garden of Life Grant is awarded to couples who demonstrate a documented need for fertility treatment. 

The grant pays for 33% of the treatment exclusively to the Houston Fertility Institute.  Grant recipients must show they can pay the remainder of associated medical costs (i.e. medications, post-treatment medical procedures, etc.).

Application Process: Each couple applying must submit the following materials: a completed application form, a statement of need (letter, no longer than 500 words, detailing your family building journey and explaining why you deserve to be awarded the Sparkles’ Garden of Life Grant; current financial records (submit your W2 form from the last two years to verify employment and income), and a $100 application fee.


Adoption Grants

National Adoption Foundation Financial Programs

Grants ranging from $500 to $4,000 are available to prospective adoptive parents four times a year. The Foundation offers aid to families for expenses associated with the adoption and raising of children through grants provided by the foundation, their Adoption Credit Card, 529 college savings plans and unsecured loans.  Visit their website for additional information.

Gift of Adoption Fund

Grants ranging from $2,000 to $5,000 are available monthly to families adopting children with serious medical issues and for low-income families.

The Family Formation Charitable Trust
See details under Infertility Grants

Help Us Adopt.ORG is a national nonprofit that helps couples and individuals (regardless of race, religion, gender, ethnicity, marital status or sexual orientation) with the cost of their adoptions by awarding grants of up to $15,000. supports domestic, international and foster care adoptions. The organization awards $100,000 in grants three times per year ($300,000 awarded annually). In order to be eligible, applicants must have a valid home study and submit the grant application. There is no application fee. Please visit for more information and to download the application.

Show Hope

Show Hope formerly known as Shaohannah’s Hope, in honor the founder’s daughter. The founders are Contemporary Christian music star Steven Curtis Chapman and his wife Mary Beth. Please visit their website to review their eligibility criteria including the applicants must be married, Christian and through a nonprofit agency.

Fertility Preservation Grants

Banking on the Future
Banking on the Future is a program within the nonprofit organization, Fertility Within Reach.  They provide funds to cover the initial storage fees to preserve reproductive cells of cancer patients, prior to cancer treatment.   They have negotiated a significant discounted rate for patients to pay in subsequent years.  Banking on the Future serves individuals up to the age 21.  Applications are available online, powered by DocuSign. 

Fertile Action
Fertile Action’s Parenthood After Cancer Treatment (PACT) Grant provides financial support for female cancer survivors. It is not a cash award.  It significantly reduces the cost of IVF, egg donation and surrogacy for cancer survivors through fertility specialists who have agreed to offer their services at a discount or donate their services to the grantee.

 Sharing Hope Financial Assistance Program
Financial assistance is available to couples in need of fertility preservation before undergoing treatment for cancer. They are a part of the Fertile Hope organization.  They work with fertility clinics and companies to provide discounted treatment and medications. Eligible patients must make under $75k single/ $100k combined income, have an eligible cancer diagnosis and must not have already started fertility-reducing cancer treatments.

Verna’s Purse
The Verna’s Purse program provides significantly discounted long-term storage fees for qualified patients storing or transferring cryopreserved reproductive tissue specimens to one of ReproTech’s three facilities in Florida, Minnesota and Nevada.  Applications are ongoing.

Fertility Medication Grant / Discount Program

IVF Greenlight is a savings program offered by Ferring Pharmaceuticals Inc.  Cash paying patients may apply for savings on human menopausal gonadotropin (hMG), follicle stimulating hormone (FSH), progesterone, and human chorionic gonadotropin (hCG) products. Eligible patients will receive discounts on their products:  50% on BRAVELLE and 15% on MENOPUR, NOVAREL, and ENDOMETRIN.  IVF Greenlight is available to all cash paying patients, irrespective of income. There are no financial criteria to qualify and no income verification documents to complete.

Compassionate Care

The Compassionate Care Program is offered by EMD Serono.  Their patient assistance program is designed to provide savings on EMD Serono fertility medications. Patients who demonstrate financial need and have a valid prescription may qualify for 50% to 75% off the self-pay price of EMD Serono fertility medications or $10 off per unit after completing a mail-in rebate. Eligibility is based on qualifying annual household gross income and first-time participation in the program.
For details and their enrollment form, please visit or call 1-855-541-5926.

First Steps Program
This program is available to cash-paying patients who qualify based on income or hardship cases.  Patients may receive to up to 75% off their prescription purchase price. Everyone who applies receives some level of discount: the greater the need, the larger the discount. This program assists with specific medications: Follstim, Ganirelix, and Pregynl.  Patients can save 25%, 50% or 75% off the cash price at participating DesignRx pharmacies.  Visit the website for additional details.


Fertility clinics may work directly and have arranged a discounted rate for cash paying patients.  Consult with your clinic and pharmacies.

Discounted Services for Active Duty Military and Veterans

Many fertility clinics are proud to support our active duty military and veterans by providing a special discount on fertility treatment.  Ask your clinic if they offer such discount program and learn whether you qualify. 

Compassionate Corps Program

The Compassionate Corps Program provides free fertility medication to those who are eligible.  This includes: a retired member of the military or the spouse of one; a veteran or the spouse of a veteran who is: Infertile due to a service-related injury, not privately insured for infertility medications, medically retired, and have been diagnosed by a physician as infertile and requiring IVF*/ART.  The medication is available to patients whose fertility clinic is participating in the program.  You can access the application and learn more about the program on their website.


Now that you have reviewed an extensive list of grants available to help fund fertility treatment, you may have found one you would like to pursue.  We highly recommend you visit our webpage, Financial Assistance Application Guide.  This page provides tips on how to properly fill out a grant application to ensure you have an opportunity for consideration.


The Financial Options webpages are made possible by the generous support of Embryo Donation International and Dr. Craig Sweet of Specialists In Reproductive Medicine & Surgery. 


Fertility Within Reach, Embryo Donation International and Dr. Craig Sweet of Specialists In Reproductive Medicine & Surgery, are not endorsing organizations/products, but rather providing the most up-to-date and extensive list of funding options available to infertility patients.

Embryo Donation International

Comments (14)

  • Dominque Thomas


    I’ve always struggle with fertility issues… I never been pregnant and I just turned 33 the end of april…. I do for everyone and take care of everyone except biggest dream is to be a mother, I don’t have the $$ to afford the procedure but feel that’s the only way my dream will come true… please someone help me!!! Thank you for listening.


  • Natasha


    Hi my name is Natasha and my wife and I are trying to have a baby. We’ve tried at home insemination and it doesn’t really seem to be working, also finding a donor is very hard. We’re getting married in August so as you can imagine funds are a bit tight. We do have financial stability for a baby, we just don’t have enough to make one. I feel money should be saved and spent one the child not making him or her. Anyway I don’t really know what to do from here.


    • Davina Fankhauser


      Hi Natasha,
      Thank you for reaching out. Have you reviewed the Financial Assistance section on our website? If you would like to advocate for insurance benefits, please check out our consulting page. We can arrange a time to connect.

      All my best,


  • Jaime



    I am seeking help, I am 39 years old with a good job. After my ex-husband was deployed to Iraq several times, he came back different and our 11year marriage couldn’t withstand the problems war brought back. At 32 I started life over and have now found someone who wants to start a family with me. We’ve been trying for two years but it just isn’t happening. Due to my age our Specialist has stated IVF is my only option. We were all for it until they expressed the amount we had to put down, upfront since insurance doesn’t cover it. We just have all that to put down at this time and are looking for help! We have half of what we need. Can anyone help me, finally have the family I have wanted. I don’t want to miss my chance because of my age and because life has now taken me on two detours I never expected(war,divorce and infertility)


    • Davina Fankhauser


      Thank you for reaching out. I’m sorry to hear you are facing infertility and the challenges associated with it. Not knowing where you are from, I would say, a second opinion is always a good idea when a large financial cost is in the picture. You can find a list of fertility clinics in your area at

      I would like to encourage you to review the various grants mentioned on our website. They each have an application fee. Be sure to read the rules for participation carefully. Some want you to only receive treatment at the clinic of their choice. We also have tips for filling out an application on our website.

      Fertility Within Reach does not provide financial grants for treatment. We can help you advocate for insurance benefits for provide information on how to fund the treatment you need. We wish you the very best as you move forward.


  • Frances


    I would like to know if there are any financial aid programs that fertility challenged foreigners like me from Africa can approach for help. I am desperate and frustrated and crave a child so much. But IVF which the doctors tell me is my only option is too expensive for me to afford. Kindly advise me.


  • Cindi


    Hi, my husband and I have been together 9 years with no success of getting pregnant.. been through 5 IUIs and 1 cycle of IVF. We both have excellent jobs which allowed us to be able to pay for all of this out of our own pocket as our insurance pays for none of it .. but now because of that we cannot afford to do more and I’m not wanting to give up our dream to be parents. I’m 37 so waiting to save is time working against us. I see so many that haven’t had to pay for IVF and can do it multiple times… our process was at least $25-30k. Is there anything out there for us? I hate to think we are penalized for having great jobs that we worked hard for and being otherwise financially stable. My husband is also a veteran of the Air Force.


  • jackie


    Hi my name is jackie and i have no tubes. I lost them and two baby as etopics. Im only 26 and my husband is only 28 and we have no children together..
    but i do have my eggs and uterus.. Can i get artificial tubes or will i have to do ivf.. And if so will it cost more or less if i have my own eggs.. Or can i donate some my eggs and use donation money for ivf or tubes..


  • Tara


    I am a single Jewish woman getting ready to begin IVF. I am seeking financial assistance, through a grant. However, I live in Florida, and most of the grant programs seem to be state specific, or for couples. Any suggestions? I am getting started next month. Thank you


    • Davina Fankhauser


      Thank you for reaching out. We are happy to assist you as your work to afford the treatment you need.

      Baby Quest Foundation allows you to seek treatment wherever you live. You will need to read the guidelines for all the different grant programs we list. Also, I’ve heard from many Jewish Community Organizations that offer grants. You may consider reaching out to your local groups and inquire if they offer grants.

      I wish you the very best. If there is anything else I can do to assist you, please let me know.

      All my best,


  • Melanie baer


    Hi. I’m 38 and had An embryo frozen at 28. I have a frozen embryo at a fertility clinic since 2006. My storage fees are over $10,000. back then my ex husband paid for it. Now I would like to have a baby but can’t afford those fees. Are there any grants that can help me. Thanks in advance


    • Davina Fankhauser


      Hi Melanie,
      Thank you for reaching out. I’m sorry to hear you are facing such a financial obstacle. I’m stunned by how much the storage fees are. Our organization does not have a grant program to assist you in your needs. However, I would like to suggest an option. You could contact an company called ReproTech, They store embryos at a significantly lower cost. You will likely find their cost more affordable. It is possible to ship your embryos from your clinic to ReproTech for a fee.

      I wish you the very best and hope this option works for you.

      All my best,


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